Personal Loans

We make it personal—in a good way 
Apply now
You have options—a lump-sum loan or flexible line of credit
Our loan rates are designed for your benefit—always
Get your cash in as little as one business day
Forget the fees, so more money goes to your needs
Borrow from yourself, too

Here's how you could qualify for a lower rate on your loan: Use any Standard Credit Union savings account or Certificate as collateral. Borrow up to 90% of your balance, and grow your savings the whole time with this secured loan.

Loans and lines of credit for life's important projects

We're talking about debt consolidation, necessary purchases, financing to help you put ideas into motion that will improve your life—the possibilities are numerous. Work with us—people who care about getting you the money you need for the next step. 

There's no application fee (big-bank money-grab alert) and you're free to pay off your loan early, if you want. There's also no fee for balance transfers—we want to help you pay off your debt with one low monthly payment. 

  • Take up to 60 months to pay back your fixed rate Personal Loan (perfect when you know exactly how much money you need) 
  • Go for a variable rate Personal Line of Credit to borrow from and repay as you need it (ideal for more financial flexibility) 
  • We'll help you structure your loan so the payments fit your budget
  • Enjoy a 1% rate discount on a fixed personal loan with your Ambassador relationship

Get the right loan for your needs with Standard Credit Union's personal loans. Contact us to apply.

Money you need to do the things you want
Apply now
Apply now

Our members and their stories matter most.

Saving the day
As an international student, Standard Credit Union made it really easy for me to open a bank account before I even arrived in the USA. They helped me set up my checking account and debit card without needing a USA credit history, which was a huge relief. I also appreciate how friendly and patient the staff were in explaining how banking works here. It really helped me get settled quickly.
Halil
Support when you need it most
Standard Credit Union was such a great blessing to our family. They helped us with the purchase of our first ever house and made it possible acquire our second house where we live in now. The members of Standard Credit Union have always treated us like family and always a welcome and a happy smile.
Catherine
Getting out of debt
I opened my first credit union account and was able purchase a total of 3 cars with the credit union and also personal loans to help me get out of debt.
Kathy
Consolidating debt
SCU helped me to consolidate my credit card debt with a personal loan and helped me to clean up the mess created by my poor financial decisions in the past...SCU gave me a fresh start of my healthier money habits.
Ekaterina
Financial flexibility at your fingertips—with all the best features.