Certainty starts here
25-Month Certificate at 4.20% APY1
50-Month Certificate at 4.30% APY1
50-Month Certificate at 4.30% APY1
Longer terms. Better returns. $100 minimum to open. New money required. Available thru 9/30/26.
6% on gas and EV charging
Now rewarding every drive
Earn up to 6% on gas and EV charging purchases when you fuel up or plug in with a Stanford FCU credit card—from May 21 thru September 7.*
The #1 most rewarding banking experience
Standard Credit Union was ranked #1 in Return of the Member among Bay Area credit unions. Learn how our commitment to member value helps members get more from their money.
Better banking in California and beyond.
Earn up to 20% cashback on everyday spending—no credit card needed!
More than just your average perks. ID theft protection, travel assistance, phone protection and more.
The more you make out of your membership, the more rewards you earn—like our 2% Ambassador credit card cash bonus.
Up to 5% cashback, low rates, minimal fees and reward options.
Easy application process, fast approvals, and low rates.
Find quality used cars with low rates.
Get a 1.00% rate discount on your auto loans as a Loyalty+ member.
Run the numbers to see what your monthly auto loan payment will be.
Down payment options as low as 3% to make homeownership possible.
Explore available loan types, rate options, monthly payments and more.
Run the numbers to see what your monthly mortgage payment will be.
Your guide to finding the right Realtor, home, mortgage loan and more.
Everyday banking is better with Zelle®, our digital card, free credit scores, simple renewals and more.
Low fees, member givebacks and more help you make the most out of your money.
Rewards checking, meet your match. Get cash bonuses when you buy gift cards (for yourself or others) through Digital Banking.
The more you make out of your membership, the more rewards you earn—like our 2% Ambassador credit card cash bonus.
Earn higher rates with guaranteed returns over a set timeframe.
Interest-earning accounts with money-saving rates do more for your money.
Plan for the tomorrow you want today with wealth management strategies that fit your lifestyle.
Run the numbers to see what it will take to reach your savings goals.
Build credit while earning cashback rewards with every purchase.
Earn up to $25/month by snacking, booking a ride, streaming, or shopping!*
Get high interest on every dollar you save, so you can grow your money faster.
We turned off the fees so Stanford students won’t pay a dime.
Bank from virtually anywhere
Drop in during business hours or schedule an appointment to meet on Zoom through any device with a camera so we can see your face to verify your identity.
- Monday thru Friday – 9 AM to 4 PM PT
- Consumer loan applications
- Account changes and updates
- IRA services
- Help with new memberships through the online account opening process
Manage your accounts
- View your account balances and transactions
- Deposit checks
- View and store eStatements and other documents
- Open another account, apply for a loan or credit card and check the application status
- Renew Certificates or choose different terms and options
Download our Digital Banking app for your phone
SCU Everyday Spending
Bank of America Advantage Plus Banking®
Chase Total Checking®
Monthly fee
$0
$12
$15
Requirements to waive monthly fee
Always free
$250 direct deposit or $1,500 minimum daily balance, an account owner is a member of the Preferred Rewards program
$500 electronic deposits, $1,500 minimum daily balance, or an average beginning day balance of $5,000 or more
Fee to use other ATMs
(in addition to the ATM operator fee)
$0
$2.50 - $5.00
up to $5.00
Number of free ATMs in the USA.
30,000
16,000
15,000