Business Savings

Build up your reserves for opportunities and the unexpected
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High rates and minimal fees help your savings grow
Federally insured deposits give you peace of mind
Tap into funds anytime nationwide
Savings, money market or certificate—we've got it all 
A commercial savings account can start it all

For a lot of Bay Area business owners, their first step with us is opening a Business Savings Account at a local branch and exploring all our accounts, loans and business banking services.

Strengthen your savings, for whatever tomorrow's business day brings  

You know the value of good planning and preparation. They're at the heart of everything you do running your business. We're with you. And you'll find several choices of high-yield savings accounts for your company's finances, so you can strike when a good opportunity comes and react skillfully when challenges arise.

Business Savings Account

Start saving toward a specific goal, whether it's a needed purchase or a reliable emergency fund. 

  • Open your account with any amount of money you wish 
  • Earn interest on your balance—no matter what–at our current rates
  • Keep adding funds anytime through Digital Banking
Business Money Market Account

You're looking for stronger growth at a better rate for your savings, but you don't want to sacrifice access. A Business Money Market is the ideal blend of growth and liquidity, staying flexible to your company's needs. 

  • Start by depositing any amount of money you want 
  • Your balance will grow at our current rate no matter how much is in the account
  • It's best to keep at least $2,500 as a daily balance to avoid the $10.00 monthly fee 
  • Keep adding funds anytime through Digital Banking
Business Share Certificates

Time is on your side. Patience pays off. With our Business Share Certificates, your savings growth is no cliché. When you have money you can leave untouched for a while, Certificates are high-growth, low-risk options that diversify your business savings plan and avoid the volatility of stocks or other investments. 

  • Start maximizing your business savings with a deposit as low as $100 
  • Keep your money on deposit for anywhere from 3 months to 5 years, depending on your timeline 
  • Funds grow at some of our highest fixed interest rates, ensuring you end up with more money than when you started
  • Once your Certificate matures, cash it out for business needs or reinvest to increase your savings
  • Keep in mind, withdrawing money before your Certificate matures can lead to financial penalties

Grow your business savings with confidence with a savings account from Standard Credit Union. Contact us to open a business account.

Our members and their stories matter most.

Empowering your financial success
They allowed me to flourish my own personal businesses, and stay on top of my financial desires and liabilities. For a small establishment, they provide service even better than their bigger competitors.
Phillip
From first bank account to first business
I have continued to use it (bank account) as I got my first credit card (SCU), graduated, got my first job (and salary in the acc), my first car and the car loan (through SCU), and now as I scale my company!
Madhu
Helping businesses grow
They have helped me grow my business and help me understand how a credit union works + they answer all my questions.
Gina
Invested in your success
They remember me! When I call/email they remember our last conversation -the best service. I feel like they are invested in me and want to help my business grow.
Heather
Keep your business moving ahead. This straightforward checking account makes it happen.