Commercial Real Estate Loans

Go national with customized lending for your commercial property project.
No limits within the USA.—we lend nationwide
Choose to lock your competitive business loan rate
Borrowing limits up to $10 million for sophisticated deals
Terms of 3, 5, 7 and 10 years to fit your timeline

When it's time to close the deal, lock in our Commercial Real Estate Loan.

Whether you need a loan for an investment or owner-occupied property, work with experts at Standard Credit Union who help clients close deals all over the country. You can lean on our experience and industry knowledge while knowing we're always available - because we're local. Tailor your commercial loan program to your needs no matter the type of property. There's no prepayment penalty on the loan and you can choose amortization periods up to 30 years.

Asset types

Multi-family residential
  • 1-4 residential units
  • 5+ multi-family units
  • 1.15-1.20x minimum debt coverage ratio
Retail
  • Single tenant
  • Multi-tenant anchored/non-anchored
  • Mixed use retail/residential
  • 1.25x minimum debt coverage ratio
Office
  • Single tenant
  • Multi-tenant
  • Medical tenant
  • 1.25x minimum debt coverage ratio
Industrial
  • Light industrial warehouse
  • Flex/R&D
  • 1.25x minimum debt coverage ratio
Special use property
  • Self-storage
  • Education/schools
  • Government building/ hospitals/assisted living
  • 1.25x minimum debt coverage ratio

Our members and their stories matter most.

Empowering your financial success
They allowed me to flourish my own personal businesses, and stay on top of my financial desires and liabilities. For a small establishment, they provide service even better than their bigger competitors.
Phillip
From first bank account to first business
I have continued to use it (bank account) as I got my first credit card (SCU), graduated, got my first job (and salary in the acc), my first car and the car loan (through SCU), and now as I scale my company!
Madhu
Helping businesses grow
They have helped me grow my business and help me understand how a credit union works + they answer all my questions.
Gina
Invested in your success
They remember me! When I call/email they remember our last conversation -the best service. I feel like they are invested in me and want to help my business grow.
Heather
The Business Rewards credit card delivers a solid ROI on everyday purchases.